Being involved in an auto accident can be a scary and overwhelming experience, especially if the other driver refuses to share their insurance information with you. If you find yourself in this situation, don’t worry. We have a few tips to offer you to ensure you’ll get the compensation you deserve from at-fault driver who won’t fess up.
What To Tell Them
You only need to give out the information that is necessary following a car accident. This includes:
- Your name
- Vehicle information
- Insurance information (the insurance company’s name, your policy number, and the claims phone number located on your insurance card or insurance company’s mobile website)
Giving out additional information like your address, social security number, and driver’s license number is unnecessary and puts you at risk for identity theft. If you’re unsure what information you need to exchange, simply call the local police department to find out.
If the other driver is at-fault for the auto accident, that driver’s insurance company will be responsible for your damages and medical expenses unless you live in a no-fault state.
Nearly every state (include South Carolina) requires drivers to obtain the minimum amount of liability insurance.
What to do if the other driver won’t share their insurance information.
Remember to remain calm and collected if the other driver doesn’t want to share information or cooperate. If you get heated, you could end up hurt or charged with assault.