It’s supposed to be simple — when you get into an accident at work, workers compensation is supposed to cover your medical bills and lost wages until you’re able to get back to work. In some cases, it does work just that well. However, in other cases, insurance companies fight hard to avoid paying.
There are all sorts of excuses that insurance companies use in these situations. Some try to claim that the accident did not happen at work at all, such as if you don’t report the injury right away or if there aren’t any witnesses. Some try to claim that the worker himself or herself was actually at fault for the accident. They come up with all sorts of excuses to get out of paying, and many of them have huge, experienced legal teams that will stop at nothing to try to avoid paying for these claims.
However, the last thing that you should have to worry about is whether or not your employer’s insurance company will cover your costs after an accident. Instead, you should be able to focus on healing and getting better, not spend your time worrying about how you will pay your medical bills and get the medical treatments that you need or how you will pay your bills until you’re able to return to the workforce.
Luckily, a good attorney can help. Your lawyer will help fight the insurance companies to help you get the money that you deserve and can also assist with other things, such as applying for short-term or permanent disability, depending on your situation. If you’d like to find out more, contact us at The Clardy Law Firm today.