Employers are required to purchase worker’s compensation coverage for their employees. If you’re injured on the job, you’re entitled to make a claim for worker’s compensation benefits.
However, multiple claims can cause an employer’s insurance premium to increase significantly. To save money, many employers will try to dispute a worker’s compensation claim. If there is any question or doubt as to the accident and your injuries, your employer and their insurance company can try to collect evidence against you to contest your claim.
An employer can dispute a worker’s compensation claim if they believe:
- You haven’t sustained serious injuries requiring medical treatment.
- The accident or your injuries were not work-related. Coverage is available only for injuries sustained on the job or when performing job-related duties.
- You don’t need time off from work for your injury. Your injuries aren’t serious enough or don’t affect the areas of your body needed to perform your job.
- Your injuries were pre-existing due to natural aging or a prior injury, unrelated to work, aggravated or worsened by a work-related injury.
- Your claim wasn’t filed timely. In order to file a claim, you have 30 days to report an accident to your employer.
- You aren’t truthful about the accident or your injuries.
- Lack of evidence.
In a dispute, dealing with your employer is difficult and stressful. If you’re having a hard time with your employer and their insurance company, it’s in your best interest to contact us and consult an attorney who will help you fight to get the benefits you deserve.