When filing your social security disability claim, you probably have a list of reasons why you should be granted benefits. The truth is, no matter how valid a claim is, many claims are denied or applicants get stuck in the disability waiting line. The average claim takes anywhere from 30-120 days to be processed. For this reason, it’s helpful to not only understand why your claim should be approved, but also the possible reasons you might be denied benefits. By educating yourself on common reasons for denial, you can help to avoid issues that may make your claim problematic.
- Your Income Level is Too High – Social Security Disability Insurance is the benefit program for workers who have paid into the Social Security system. One of the most common reasons benefits are denied is that when you apply, you are working and earning too much money to be considered disabled. While you are allowed to work a small amount when collecting SSDI, you cannot earn over the SGA or substantial gainful activity limit which is $1,070 per month. Only income from employment counts, so income earned from investments is not an issue.
- You Disability is Short Term or Not Considered Severe – The Social Security Administration must believe that your disability or impairment is severe enough to last more than twelve months or result in your death. Claims based on bone fractures are almost always denied as bone fractures caused by acute trauma are highly unlikely to last more than a year.
- The SSA is Unable to Contact You – The SSA and Disability Determination Services must be able to communicate with you regarding any questions about your application. If they cannot reach you, your claim may be automatically declined. If your living situation is unstable or there is a possibility you will move during your application process, it can be extremely helpful to name a representative such as attorney to assist in handling your paperwork.
If you need assistance filing a claim or have been denied Social Security Disability benefits, contact us. Our friendly and knowledgeable attorneys will work with your from start to finish to assist you in receiving the benefits you are entitled to.